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Consolidating Debt Can Increase Your Monthly Cashflow!

Consolidating Debt Can Increase Your Monthly Cashflow!

by Majid Habibi | Aug 18, 2023 | Blog, Homeownership, Mortgage

With all of the rate increases over the past year – following several years of historically low rates – many mortgage borrowers are concerned about increased mortgage payments, regardless of whether they’re currently in a fixed-rate or variable-rate mortgage. In many...
Important Conditions to Include in Your Offer to Purchase

Important Conditions to Include in Your Offer to Purchase

by Majid Habibi | Aug 4, 2023 | Blog, Homeownership, Mortgage

During the red-hot Canadian real estate market spurred by the pandemic where bidding wars were pretty much expected, it was virtually impossible to get an Offer to Purchase accepted that contained important conditions to protect the buyer when making among the largest...
Is Your Mortgage Coming Up for Renewal? Read This First

Is Your Mortgage Coming Up for Renewal? Read This First

by Majid Habibi | Jul 28, 2023 | Blog, Mortgage

A lot has changed since your last mortgage term began thanks to high inflation leading to increased interest rates – following years of historic lows. That’s why it’s important to review all options before your renewal date. Step one is to speak with your mortgage...
Down Payment Savings Opportunities for First-Time Homebuyers

Down Payment Savings Opportunities for First-Time Homebuyers

by Majid Habibi | Jul 7, 2023 | Blog, Homeownership, Mortgage

Looking to buy your first home? Saving up for your down payment can seem virtually impossible unless you have a plan in place. Fortunately, there are more savings options available today than ever before. There are three main savings accounts you can use to your...
Navigating Debt Trends: Can Mortgages Continue to Defy the Odds?

Navigating Debt Trends: Can Mortgages Continue to Defy the Odds?

by Majid Habibi | Jun 20, 2023 | Blog, Homeownership, Mortgage

As Canadian households grapple with mounting debt and rising interest rates, one area seems to be holding steady amidst the storm: mortgages. While credit cards and vehicle loans experience a worrisome increase in delinquency rates, mortgages have managed to maintain...
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