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Mortgage Myth: Pre-approval Guarantees Your Mortgage

Mortgage Myth: Pre-approval Guarantees Your Mortgage

by Majid Habibi | Feb 20, 2026 | Announcements, Mortgage

One of the most common misconceptions among homebuyers is that a mortgage preapproval guarantees final approval. It doesn’t. A preapproval is an important first step in the homebuying process, but it’s not the finish line. Understanding the difference can help you...
Federal Gov’t Announces Boldest Mortgage Reform in Decades!

Federal Gov’t Announces Boldest Mortgage Reform in Decades!

by Majid Habibi | Sep 20, 2024 | Announcements, Blog, Homeownership, Mortgage

The federal government unveiled huge changes to Canada’s mortgage system September 16th, 2024 aimed at helping make homeownership more attainable for first-time homebuyers as well as Canadians purchasing newly-built homes. This is exciting news for homebuyers,...
What Do-It-Yourself Home Repairs Should You Tackle?

What Do-It-Yourself Home Repairs Should You Tackle?

by Majid Habibi | Sep 15, 2023 | Announcements, Homeownership

Owning a home comes with a fair share of responsibilities, including maintenance and repairs. And, while some items on your to-do list can be tackled with a little DIY spirit, others are best left to the professionals. There are so many specialty renovation shows...
Bank of Canada Publishes First Summary of Deliberations

Bank of Canada Publishes First Summary of Deliberations

by Majid Habibi | Feb 17, 2023 | Announcements, Economy, Finance

In its very first summary of deliberations released this month, the Bank of Canada (BoC) pointed to a tight labour market, strong GDP growth and the risk of inflation getting stuck above 2% as the rationale for raising its key rate by a quarter of a percentage point...
Rates Expected to Continue Rising

Rates Expected to Continue Rising

by Majid Habibi | Jul 15, 2022 | Announcements, Blog, Homeownership, Mortgage

In an effort to stabilize the economy and curtail rising inflation and hot housing markets, the Bank of Canada (BoC) has been steadily increasing interest rates – most recently on July 13th when the overnight rate rose a full percent, which was the fourth consecutive...
Down Payment Options: Get Your Savings Working for You

Down Payment Options: Get Your Savings Working for You

by Majid Habibi | Jun 3, 2022 | Announcements, Blog, Homeownership, Mortgage

Over the past few years, house prices have seen staggering growth, rising significantly faster than average incomes and making the dream of homeownership increasingly difficult. Rising interest rates and relentless competition are also contributing to a sizzling...
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  • How Your Home Equity Can Help You Navigate Financial Challenges
  • How’s Your Credit Score Calculated?
  • Mortgage Myth: Pre-approval Guarantees Your Mortgage
  • Why Timing the Housing Market Matters Less Than You Think
  • I Wish I’d Talked to My Mortgage Agent Sooner!

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