How to Increase Your Credit Score

How to Increase Your Credit Score

When it comes to improving your credit score, your mortgage agent can be an invaluable ally. A higher credit score not only qualifies you for better mortgage rates, but it also opens the door to a variety of financial opportunities. Let’s face it, sometimes life...
How Does a Gifted Down Payment Work?

How Does a Gifted Down Payment Work?

Owning a home is a major milestone for many Canadians, but the financial hurdle of coming up with a sufficient down payment can be a significant barrier. To address this, some aspiring homeowners turn to the concept of a gifted down payment – a strategy that can make...
How Can a Mortgage Refinance Help You?

How Can a Mortgage Refinance Help You?

There are numerous ways that you may be able to benefit from accessing some the equity built up in your home through a mortgage refinance, including helping cover the costs of the upcoming holiday season’s gift buying, decorating and entertaining. If your mortgage is...
Why Do I Need a Mortgage Co-Signer?

Why Do I Need a Mortgage Co-Signer?

When mortgage qualification rules tighten up and/or interest rates rise, you may require a mortgage co-signer to qualify for the loan amount required to get you into your new home.   Additionally, if you’re experiencing difficulty meeting traditional lender...