by Majid Habibi | Jul 5, 2019 | Economy, Homeownership, Mortgage
There are numerous costs associated with buying a home. While the most common expenses that come to mind include down payment, moving and real estate commissions, there are also additional fees you must pay when the deal closes, known as closing costs. The term...
by Majid Habibi | Jun 21, 2019 | Blog, Economy, Finance, Homeownership, Mortgage
Every six weeks, the Bank of Canada (BoC) meets to decide which direction, if any, interest rates should take. The state of the economy, inflation, household debt and commodity prices are just some of the factors that play a role in this decision. In order to...
by Majid Habibi | Jun 7, 2019 | Blog, Economy, Homeownership, Mortgage
If you’re in the market to buy a home, chances are you’ve already done some preliminary research and discovered there are many different types of lender options – each offering their own unique perks. Historically, securing a mortgage in Canada meant borrowing...
by Majid Habibi | May 17, 2019 | Blog, Economy, Finance, Homeownership, Mortgage
When you’re in the market for a mortgage, it’s important to understand the value of working with an independent mortgage agent who can offer you a full spectrum of solutions catered to your unique needs. Homeownership has become increasingly difficult for many...
by Majid Habibi | May 3, 2019 | Blog, Homeownership
As property prices continue to rise across Canada, the conversation around “how to climb the property ladder” has made a subtle shift to “how to get on the property ladder in the first place.” Especially if you’re single. Whereas before...
by Majid Habibi | Apr 15, 2019 | Blog, Homeownership, Mortgage
Spring’ s finally here! This bright new season typically brings with it a sense of rejuvenation and motivation. If you’re like most people, you’ll likely undertake a spring cleaning of your home after it has been closed up all winter. But, did you know that it’s just...
by Majid Habibi | Apr 1, 2019 | Blog
Recently the good people over at Nest Wealth published an article called “The Worst Money Advice We’ve Ever Heard”. On the list was “Always keep a small balance on your credit card”. What they have to say on the subject is spot on:...
by Majid Habibi | Mar 18, 2019 | Blog, Mortgage
Okay, so here we are… we have worked together to secure financing for your mortgage. You are getting a great rate, favourable terms that meet your mortgage goals, the lender is satisfied with all the supporting documents, we are broker complete, and the only...
by Majid Habibi | Mar 1, 2019 | Blog
It has been said that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single certainty is that you will pay back what you borrowed, plus interest. However, how you make your mortgage payments, the payment frequency, is...
by Majid Habibi | Feb 15, 2019 | Blog, Homeownership, Mortgage
Thinking of buying a property, but don’t know where to start? Well… that’s where a mortgage pre-approval comes in. Start here. Just like you wouldn’t go into a restaurant without having enough money to buy your meal, so you shouldn’t...
