by Majid Habibi | May 17, 2024 | Blog, Finance
When it comes to improving your credit score, your mortgage agent can be an invaluable ally. A higher credit score not only qualifies you for better mortgage rates, but it also opens the door to a variety of financial opportunities. Let’s face it, sometimes life...
by Majid Habibi | May 3, 2024 | Blog, Finance
Real estate has proven to be a sound long-term investment. If you’re thinking about buying an investment property, consulting with your trusted mortgage agent is a terrific place to start. Your agent can play a crucial role by providing valuable expertise throughout...
by Majid Habibi | Apr 19, 2024 | Blog, Homeownership
April 2024 has been an active month for news impacting mortgage borrowers! The 2024 federal budget contained some benefits for first-time homebuyers, which is a step in the right direction. In addition, the federal government announced big plans the mortgage industry...
by Majid Habibi | Apr 5, 2024 | Blog, Homeownership
Saving for a down payment is often one of the greatest barriers to homeownership. Fortunately, a First Home Savings Account (FHSA) encourages Canadians to intentionally plan ahead for your entrance into the housing market. First introduced by the federal government...
by Majid Habibi | Mar 15, 2024 | Blog, Homeownership
Buying your first home is extremely exciting, but it also takes a lot of planning, including building a realistic budget that helps ensure you can afford to carry all the expenses that come along with homeownership. Here are the key homebuying costs to include in your...
by Majid Habibi | Mar 8, 2024 | Blog, Mortgage
For many homeowners, securing a mortgage is a significant financial milestone. But, it’s just as important to regularly review and optimize that mortgage. This is where your mortgage agent becomes even more invaluable – proactively looking out for your best interests...
by Majid Habibi | Feb 17, 2024 | Blog, Homeownership
Are you thinking of giving your home a makeover this year? Using your home equity may be the most economical financing solution to get the kitchen of your dreams or a spa bathroom retreat. And your mortgage agent can help guide you through this process. Home equity is...
by Majid Habibi | Feb 2, 2024 | Blog, Homeownership, Mortgage
Owning a home is a major milestone for many Canadians, but the financial hurdle of coming up with a sufficient down payment can be a significant barrier. To address this, some aspiring homeowners turn to the concept of a gifted down payment – a strategy that can make...
by Majid Habibi | Jan 19, 2024 | Blog, Homeownership, Mortgage
Becoming a first-time homebuyer is an exciting yet sometimes daunting experience, especially when navigating the complex world of mortgages on your own. Many first-time homebuyers find themselves overwhelmed by the pure volume of options available. Fortunately, your...
by Majid Habibi | Jan 5, 2024 | Blog, Economy
For many Canadians, 2023 was a tough year thanks to high inflation and interest rates, and we’re ready to put it far behind us with the hope of a brighter year ahead. The good news is that economists are suggesting borrowing costs may have already peaked. After three...
