by Majid Habibi | Jul 4, 2017 | Blog, Homeownership
All of us are looking for ways to make our living spaces more efficient whilst keeping the style intact; and certainly the bathroom space is no exception. The question becomes, “How do I do this without spending a small fortune on renovations and upgrades?” The answer...
by Majid Habibi | Jun 15, 2017 | Blog, Finance, Mortgage
If you are looking to purchase a property in the next while, you probably already know that you need at least 5% of the purchase price as a downpayment. Saving a bigger downpayment, let’s say 10%, certainly increases your chances of securing financing. While...
by Majid Habibi | Jun 1, 2017 | Blog, Homeownership, Mortgage
Last month, the article “Can’t find the Perfect Property in Your Price Range” was published on the blog, where the purchase plus improvements program was outlined as a way to buy and renovate a property at the same time. If you are looking to buy a...
by Majid Habibi | May 15, 2017 | Blog, Mortgage
Building your dream home can sound really exciting, but have you thought about everything that goes into building a new home? Here are 7 Questions you should ask yourself before making any concrete plans! 1. What are my expectations with this new home? Are you looking...
by Majid Habibi | May 1, 2017 | Blog, Homeownership
You’re pre-approved for a mortgage, you’ve been shopping with location in mind, but unfortunately the perfect property isn’t jumping out at you. There is no doubt about it, finding the perfect property (within your price range) is a difficult task,...
by Majid Habibi | Apr 18, 2017 | Blog, Homeownership, Mortgage
When you purchase a new home, there are many additional costs beyond the purchase price for which you will be responsible before you are handed the keys. In this Home Trust Mortgages Blog article, we will look at some of these additional expenses and provide a rough...
by Majid Habibi | Apr 3, 2017 | Blog, Productivity, Video
Chris Bailey from A Life of Productivity was recently asked to give a presentation at TEDxLiverpool, here it is in all it’s YouTube glory! Chris has been obsessed with the subject of productivity for more than a decade. In this talk, he argues that productivity...
by Majid Habibi | Mar 28, 2017 | Blog
There’s no doubt that you know the names of the major chartered banks in Canada, it’s hard to avoid them. There’s no need to even list them here, with the millions upon millions they spend in advertising dollars, you know who the are. But how many of...
by Majid Habibi | Mar 22, 2017 | Blog, Mortgage
As you may well be aware, the government has recently made changes to the way mortgages are qualified through the Canadian Mortgage and Housing Corporation (CMHC). In short, these changes have made it more expensive for some of the broker channel lenders to fund...
by Majid Habibi | Feb 15, 2017 | Blog, Economy, Finance, Mortgage
With all the government changes happening in the mortgage market right now, the good people over at Mortgage Professionals Canada via their online publication Canadian Mortgage Trends just published an interesting couple of articles on their blog. Most recently...
