by Majid Habibi | May 20, 2022 | Blog, Homeownership, Mortgage
Buying a home can be challenging, especially when you’re saving up for a down payment based on higher property values in a hot market, as well as budgeting for closing costs, furniture, home improvements and so on. Fortunately, there were a number of new and renewed...
by Majid Habibi | May 6, 2022 | Blog, Finance, Mortgage
Rather than going it alone, you may want to consider hiring a property manager whose services can be indispensable. If, for instance, you aren’t inclined to dedicate your coveted free time to emergency requests, weekend repairs or filling vacancies, leave the details...
by Majid Habibi | Apr 22, 2022 | Blog
In recognition of Earth Day on April 22nd, many households plan to get connected with the earth by helping create meaningful change and making the planet a healthier place to live. This is also a great opportunity to show your kids how being a responsible homeowner or...
by Majid Habibi | Apr 8, 2022 | Announcements, Blog, Homeownership
Welcome, Spring! This fresh new season creates a sense of hope for the warmer weather to come. And while you’ll likely begin spring cleaning your home and airing it out after it has been closed up all winter, it’s also important to dust off your mortgage contract...
by Majid Habibi | Mar 25, 2022 | Blog, Guest Post, Homeownership, Mortgage
Special Guest Post Originally posted by Ross Taylor at CanadianMortgageTrends.com, article can be found here All eyes have been on the Bank of Canada’s recent rate tightening and its impact on variable mortgages, but now there are fresh concerns given the...
by Majid Habibi | Mar 18, 2022 | Blog, Finance, Mortgage
The average mortgage comes up for renewal every five years. And, as you know, a lot can happen over a five-year period. That’s why it’s important to look at your needs and goals every time your mortgage is set to renew to ensure you negotiate the mortgage product and...
by Majid Habibi | Mar 4, 2022 | Announcements, Blog, Homeownership, Mortgage
When shopping for a mortgage, many people tend to focus exclusively on obtaining the lowest rate. This is due, in large part, to advertising messages indicating that this is the best action to take. Unquestionably, rate is an extremely important component of any...
by Majid Habibi | Feb 18, 2022 | Economy, Finance, Homeownership, Mortgage
Since rates are expected to begin rising and continue on the incline throughout 2022, if you’re planning to buy property anytime soon, it makes sense to secure a rate hold so you don’t have to worry about missing out on the best rate while you’re home shopping. A rate...
by Majid Habibi | Feb 4, 2022 | Blog, Finance, Homeownership, Mortgage
In its first policy interest rate announcement of the year – on January 26th – the Bank of Canada (BoC) maintained its current record-low rate of 0.25%. The decision was in line with 2021 forecasts that a rate hike would occur in the second or third quarter of 2022....
by Majid Habibi | Jan 21, 2022 | Economy, Homeownership, Mortgage
New Bank of Canada (BoC) findings reveal that investors account for 19% of home purchases dating back to 2014 – steadily outpacing other types of homebuyers during the pandemic. The report, Housing Demand in Canada: A novel approach to classifying mortgaged...