by Majid Habibi | Jul 28, 2023 | Blog, Mortgage
A lot has changed since your last mortgage term began thanks to high inflation leading to increased interest rates – following years of historic lows. That’s why it’s important to review all options before your renewal date. Step one is to speak with your mortgage...
by Majid Habibi | Jul 7, 2023 | Blog, Homeownership, Mortgage
Looking to buy your first home? Saving up for your down payment can seem virtually impossible unless you have a plan in place. Fortunately, there are more savings options available today than ever before. There are three main savings accounts you can use to your...
by Majid Habibi | Jun 20, 2023 | Blog, Homeownership, Mortgage
As Canadian households grapple with mounting debt and rising interest rates, one area seems to be holding steady amidst the storm: mortgages. While credit cards and vehicle loans experience a worrisome increase in delinquency rates, mortgages have managed to maintain...
by Majid Habibi | Jun 2, 2023 | Blog, Economy, Homeownership
A lot can change over the course of your mortgage term – regardless of its length – including your income, debt load and interest rates, to name a few. That’s why it’s important to undergo a free annual mortgage checkup with your mortgage agent to ensure you’re saving...
by Majid Habibi | May 19, 2023 | Blog, Finance
If your credit has taken a hit due to missed or late payments, high dWorried About a Low Credit Score?ebt levels, etc, there are things you can do to help repair it. The key is to start right away. The longer you leave it in disrepair, the worse your credit situation...
by Majid Habibi | May 5, 2023 | Blog, Economy, Mortgage
Canada Mortgage and Housing Corporation (CMHC) expects home prices to bottom out this year, but they aren’t expected to fall below pre-pandemic levels. That was the takeaway from the agency’s spring Housing Market Outlook, which said weaker growth and higher mortgage...
