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Interest Rate Predictions for 2021 — Crystal Ball Not Required

Interest Rate Predictions for 2021 — Crystal Ball Not Required

by Majid Habibi | Mar 5, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

Economic and future forecasting typically involves the calculation and analysis of a number of key variables such as inflation, interest rates, consumer confidence and unemployment. In today’s unconventional and unpredictable environment, additional considerations are...
What are My Mortgage Rate Options?

What are My Mortgage Rate Options?

by Majid Habibi | Feb 5, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

While the interest rate isn’t the only consideration to keep in mind when choosing the mortgage that best meets your needs, it’s important to understand your options. The interest rate will have a direct impact on the overall cost of your mortgage – the higher the...
What’s an Alternative Mortgage Lender?

What’s an Alternative Mortgage Lender?

by Majid Habibi | Jan 15, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

It’s always great to have an alternative option, right?! This theory holds true when it comes to your mortgage choices as well – the broader selection your mortgage agent offers, the more likely you’ll be to secure a mortgage that meets your unique needs.   An...
Fresh Financial Start to a New Year

Fresh Financial Start to a New Year

by Majid Habibi | Jan 1, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

Many of us drew a collective sigh of relief when putting 2020 behind us, concentrating on the hope for better days to come in 2021. From a financial perspective, 2020 definitely had its challenges. One of the best ways to benefit from a new year is to look at ways to...
Don’t Forget Monthly Carrying Costs When Buying a Home

Don’t Forget Monthly Carrying Costs When Buying a Home

by Majid Habibi | Dec 18, 2020 | Blog, Finance, Homeownership, Mortgage

Ensuring homeownership remains an affordable option stretches well beyond monthly mortgage payments. There are numerous recurring expenses known as ‘carrying costs’ that help you maintain your investment and, therefore, must be factored into your budget to avoid...
How Do I Know How Much I Can Spend on a Home?

How Do I Know How Much I Can Spend on a Home?

by Majid Habibi | Dec 4, 2020 | Blog, Finance, Homeownership

Determining what you can comfortably afford to spend on a home is important to define well before you head out home shopping. Otherwise, you could waste time looking at homes that stretch you outside your financial comfort zone or, worse yet, are completely beyond...
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