by Majid Habibi | Jan 1, 2021 | Blog, Economy, Finance, Homeownership, Mortgage
Many of us drew a collective sigh of relief when putting 2020 behind us, concentrating on the hope for better days to come in 2021. From a financial perspective, 2020 definitely had its challenges. One of the best ways to benefit from a new year is to look at ways to...
by Majid Habibi | Dec 18, 2020 | Blog, Finance, Homeownership, Mortgage
Ensuring homeownership remains an affordable option stretches well beyond monthly mortgage payments. There are numerous recurring expenses known as ‘carrying costs’ that help you maintain your investment and, therefore, must be factored into your budget to avoid...
by Majid Habibi | Dec 4, 2020 | Blog, Finance, Homeownership
Determining what you can comfortably afford to spend on a home is important to define well before you head out home shopping. Otherwise, you could waste time looking at homes that stretch you outside your financial comfort zone or, worse yet, are completely beyond...
by Majid Habibi | Nov 20, 2020 | Blog, Economy, Guest Post, Homeownership
Becoming a First-Time Homebuyer & Landlord at Once In Canada, there are nearly 4.5 million adults and families who live in rental housing – representing approximately one third of total households. If you’re looking to purchase a home, particularly your...
by Majid Habibi | Nov 6, 2020 | Blog, Homeownership, Mortgage
How Does Skipping a Mortgage Payment Work? Many lenders provide the option for you to skip a mortgage payment each year to help alleviate those tight financial months where everything seems to come due at once. But this also may be an option to help you push...
by Majid Habibi | Sep 4, 2020 | Blog, Economy, Homeownership, Mortgage
Both a home appraisal and an inspection are important steps within the home buying process, so it’s well worth your effort to distinguish the differences between them and learn how they can both be used to your advantage to uncover detailed information about a...